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Net Worth Express is a unique software program that allows you to create and maintain a Personal Financial Statement, also known as a Statement of Financial Condition. The software and its professional reporting capabilities are designed to make applying for or maintaining credit with a financial institution easier and more comprehensive. Net Worth Express gives you the ability to easily determine your net worth and gain a better understanding of your overall financial condition. It also allows you to track your net worth on an on-going basis. While there are several ways to evaluate your monetary situation, determining what is known as your "net worth" is perhaps the clearest indicator of your financial condition at any given point. That is why many financial institutions require a Personal Financial Statement that includes a calculation of your net worth when applying for a loan or maintaining a line of credit.